In this video we're going to take a look at some of the other survivor benefits and options available to retirees other than the standard survivor annuity which was covered in another video the first thing again that we want to take a look at is the difference between an employee and a retiree for an employee benefits are automatic provided those minimum service requirements have been met there's nothing that employee needs to do to make sure that their survivors get the benefits entitled to them as a retiree those benefits must be chosen and elected the exception there is children that are eligible will be covered no matter what they are automatically first thing when we talk about other survivor benefits is fe h b-- coverage in order for spouse or family to maintain health insurance coverage to fvh b the employee must be enrolled in self and family coverage at the time of their death there also has to be a survivor annuity payable so you need to go back and check the other video on what the requirements are for a survivor annuity to be payable but that has to be in place third if the survivor annuity is not enough to pay the premiums or Fe HB coverage the survivor can supplement those payments to OPM to continue to pay for that coverage the first type of other option for survivor benefits is an insurable interest what this is is someone who is relying on that retiree for financial dependents or for financial benefit while they are alive that may not be a current or former spouse and not eligible for the typical survivor annuity you have to make the selection at retirement and single or married people can make that election you do not...
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Csrs survivor benefits divorce Form: What You Should Know
S. Federal employee working in the federal employment system; b. an employee who worked in the federal employment system for a period of at least 3 years immediately prior to the time of the employee's death; or c. a uniformed member of the Armed Forces serving on active duty. Application for Death Benefits — Civil Service Retirement System In order for the application to be complete, these additional details need to be noted: 1. The deceased was paid under the Civil Service Retirement System (CARS) from April 6, 1970, through the date of death, or as a member of the Armed Forces from January 9, 1975, through January 9, 2000; 2. The deceased received no Federal retirement payments other than those payments made as a member of the Armed Forces; 3. The deceased was employed for a minimum of 30 consecutive work years or 60 months, whichever is shorter, during the 12-month period ending on the date of death; 4. The deceased was at the time of death, age 62 or older; 5. The deceased is the surviving spouse or de facto spouse of the deceased; and 6. The application form is not available in electronic format. Application for Death Benefits — Civil Service Retirement System A single annuity is payable under the Civil Service Retirement System (CARS). The payment is not subject to interest and is paid in 5 equal installments. For purposes of administering the annuity, the beneficiary must be a spouse or de facto spouse of the decedent (the decedent's natural or legal successor in interest) and must reside in the United States at the time of the initial annuity payment. The payments are treated as income and are includible in gross income of the individual receiving the annuity, including the annuitant. Benefits are payable to natural parents or any other person not mentioned with respect to the decedent; beneficiaries are legally bound to pay benefits under the annuity, but may use the annuity as a supplement to any retirement benefit the person received as a member of the armed services. Payment is made only to: a. Any surviving spouse or de facto spouse of the decedent; or b. A decedent's personal representative, or a person authorized by the decedent's personal representative to make payments under his or her name. Additional Benefits Under the Civil Service Retirement System.
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