Hello I'm John Wenzel co-founder of arch vest Wealth Advisors and want to thank you for watching today's video in today's video I want to talk to you about this is with regards to Social Security and possibly a government pension that you may be collecting on or considering collecting on ya and in today's video I just want to talk about some of the off setting rules that are in place one is known as the windfall elimination the other is the government pension offset that may affect your Social Security benefit that you're entitled to now coast of course both of these offsets or eliminations are much more complicated than at the surface level but I would at like least like to give you just a high overview in today's video of how that may affect you and possibly a decision you may make with regards to that Social Security in this example that I'm going to share we'll talk about the CalSTRS Pension does the pension many teachers are a part of and that paid into but teachers may not know that they also may be entitled to a Social Security benefit specifically if they have another working spouse that's paid into the system or may be prior to teaching they were working in the private sector where they were paying into Social Security during that time the first reduction that I'll talk about is known as the windfall elimination provision and this provision is set for individuals that decide to take Social Security and they may actually have a benefit based upon their work history as a result when they're pulling from their pension in this example from like a CalSTRS there is a reduction that's in place now if your benefit will not be eliminated...
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How does civil service retirement work Form: What You Should Know
Sep 14, 2023 — Basic Retirement Package Checklist When you retire from Federal employment from a position that is exempt from the basic retirement package, including the Civil Service Retirement System (CARS). A disability is defined as any physical or mental impairment that-- (1) substantially limits one or more major life activities; and (2) seriously and permanently interferes with your ability to perform the essential functions. A major life activity is defined as (a) activities of daily life (such as paying bills, maintaining home or family, or participating in activities of daily life); or (b) any particular type of work or profession (such as driving a car, operating machinery, or working with computers). This form is designed for those who have retired. Basic Retirement Package Checklist Sep 14, 2023 — Voluntary Retirement Package​ Only employees who are retiring from employment based on a disability must complete this form. A disability is defined as any physical or mental impairment that-- (1) substantially limits one or more major life activities; and (2) seriously and permanently interferes with your ability to perform the essential functions. A major life activity is defined as (a) activities of daily life (such as paying bills, maintaining home or family, or participating in activities of daily life); or (b) any particular type of work or profession (such as driving a car, operating machinery, or working with computers). Voluntary Retirement Package Checklist (2018, Sep 14) Sep 14, 2023 — Voluntary Pension Adjustment Package​​ Only employees who are retiring from employment based on a disability must complete this form. A disability is defined as any physical or mental impairment that-- (1) substantially limits one or more major life activities; and (2) seriously and permanently interferes with your ability to perform the essential functions. A major life activity is defined as (a) activities of daily life (such as paying bills, maintaining home or family, or participating in activities of daily life); or (b) any particular type of work or profession (such as driving a car, operating machinery, or working with computers). This form is designed for those who are retired. Voluntary Pension Adjustment Pack-in​ Sep 13, 2023 — Voluntary Retiree Medical Payment Package ​ Only employees who are retiring from employment based on a disability must complete this form.
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