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Video instructions and help with filling out and completing Who is my fegli beneficiary

Instructions and Help about Who is my fegli beneficiary

Hello folks and welcome back to federal employee benefit advisors Facebook page previous segment we talked about option B federal employer life insurance FEGLI option B which is multiples of the salary and today we're going to get into the another part of federal put your life insurance another option and that is the basic also known as regular now if you're a postal employee you don't pay for basic unless you retire prior to age 65 if you retire prior to age 65 then you are going to pay for basic or regular if you choose to keep it and now keep in mind that basic life insurance is just like option B it's designed to go away it's not permanent life insurance now the reasons the reason that basic is going to what go away is because whenever you make an election when you retire you're going to elect a seventy five a fifty four a zero percent reduction in the death benefit all right now so you could lose 75 percent or you can lose 50 percent again FEGLI is designed to go away now if you choose the 0% option which in most case you're not going to want to do that it becomes unaffordable that's why we say it's designed to build away but you make that election whenever you completed your retirement paperwork if you decide to keep basically regular now for those non postal federal employees that you are going to pay for basic life insurance and it's a 15 cents per value so in calculating that we need to take the salary in this case we have an example of a federal employee making seventy five thousand four hundred and thirty-two dollars a year well the first thing we do is we round that up to the nearest thousand so that brings us to seventy-six thousand and then another two thousand dollars is added to that death benefit bringing the grand total to 78,000 that's the death benefit based on that salary now keep in mind unlike on TV that increases in cost every five years basic life insurance with FEGLI is only going to increase if your salary increases so if your salary increases then the cost is going to increase because if your salary increases the death benefit goes up according based on this formula so in calculating its cost we take 78 we have 78,000 it at 78 times 0.15 and that's 11 dollars and 70 cents per pay period okay and to calculate that out on a monthly basis which is the way I like to do it because I pledge you my personal expenses on a monthly basis as I'm sure most of you do that raise it 25 35 months so the COS bonus is 25 35 per month all right now there's a there's also in place here with the basic life insurance what's known as extra benefit very rarely if ever over 21.


How do I fill the void left by someone who was once my everything and is now married to someone else?
I know this pain. Last night I had a dream about someone who hurt me in this way more than a dozen years ago. And I’m happily married!  The pain and the void feel fresh, at times. But there is something you can do. I’m going to use your metaphor, her absence is a “void”, and I’m going to embellish it. Let's think of your soul, or whatever part of you that loves, as a house.   The part that she was occupying was the kitchen. It was a lovely, lovely kitchen. It had the nicest appliances, and the brightest lights, and the warmest smells and it made you happy to be in there.  So happy. You loved it so much, that you spent all your time in there, neglecting the rest of the house. But that is ok, the rest of the house didn’t go anywhere, it just got dusty. And you forgot about it. You started to identify with the kitchen, who you are was in that kitchen. You ceased to be complete if you weren’t in the kitchen.  You loved it so much, you were tied to it.  You almost couldn't leave. Then, in a moment of stupidity, bad luck, or just pain villainy (I don’t know how your relationship ended), your kitchen caught on fire.  It burned down, there are some remnants, but mostly ashes.  Ashes and memories. Black, charred, dirty, ugly, gone. You feel the loss, tremendously. You miss it. You are desperate to get back to that kitchen. You remember it, you remember how happy you felt there.   When it was destroyed, you felt like you lost yourself in the fire. It is preventing you from moving on. If you are still feeling this way, after two years, it is because you haven’t yet learned to live in the other rooms in the house. You’re still sitting in the ashy charred remains, where nothing good can happen. Nurture and bask in other parts of your soul that are not the kitchen, not about your love for her.  Go into other rooms that represent the love for others, love for yourself.  Get to love a new you that does not include the old kitchen (or the old relationship.)  This takes time and something else.  You’ve suffered a loss. You need to grieve.  You need to love yourself enough to let yourself grieve. You cannot kick yourself into getting over it, you have to confront it, face it, wallow in it, and then feel it dissipate.  Read about ways to cope with grief and loss, do what feels right. ,Don’t let anyone judge you or tell you to get over it. You are the best judge of when you’re over it.  If you're writing this question here, now -  you're not over it.  And that is ok, take what time you need. After a while, when you are ready, contract to build a new kitchen.  A better kitchen, one that is more you because you’ve grown and matured and you realize, you’re not the same person who loved that last kitchen.  Perhaps you don’t want granite countertops, you want wood. And you never much liked the stone floor, it was always so cold. And when it’s done, when you do let love into your life again and build a new kitchen, you won’t just have an awesome kitchen, you’ll have an awesome house.   A new better you who loves himself and is ready to love others.
How can I get more people to fill out my survey?
Make it compellingQuickly and clearly make these points:Who you are and why you are doing thisHow long it takesWhats in it for me -- why should someone help you by completing the surveyExample: "Please spend 3 minutes helping me make it easier to learn Mathematics. Answer 8 short questions for my eternal gratitude and (optional) credit on my research findings. Thank you SO MUCH for helping."Make it convenientKeep it shortShow up at the right place and time -- when people have the time and inclination to help. For example, when students are planning their schedules. Reward participationOffer gift cards, eBooks, study tips, or some other incentive for helping.Test and refineTest out different offers and even different question wording and ordering to learn which has the best response rate, then send more invitations to the offer with the highest response rate.Reward referralsIf offering a reward, increase it for referrals. Include a custom invite link that tracks referrals.
How can I get a girl way out of my league?
So it’s actually kind of funny. You’d be surprised how often women who you consider “out of your league” are approached in the most awkward ways. I don’t how you mean she’s out of your league. I don’t know if you mean aesthetically or personality or achievements or all but I’ll go with all (and remember this assignment is your self-report…not one I agree is true just because you’ve claimed it to be-you’re probably down playing yourself unintentionally). So…. I have been a beautiful woman who is most often considered objectively attractive and objectively accomplished. I wasn’t always this way so I see the stark difference in treatment.Several types of men approach me: 1.) creepy people. People that are the Walmart of men. They cater to everything and they’re trying to sell everything they have to anyone that wants a bargain. They are awful. They stick around even when they know they’re not wanted. 2.) men of a much older age. I’m not that young btw. This is contrasted by “men” who are not necessarily old enough to be called men yet who want the badge of honor of saying they hooked up with a cougar (I’m not sure I meet that age requirement yet but I guess it’s close enough for a 22-year-old to brag about). But you know what group never approaches me? THE APPROPRIATE ONES. People who have interest in me outside of sex. People whose first comment is not on my body (I’m not that amazing btw. Not insecurity• I would have been hot in the heroin chic time more than the Kim Kardashian era). People whose names I might actually learn because they’re interesting. I’ve become so jaded I have had to check myself when wondering what was wrong with me when I didn’t get a sexual invitation in the first 20 minutes of knowing someone (whether I wanted it or not-most often not with these populations but alcohol can be a terrific and tragic thing).So here’s the deal….. this woman may be kind of a jerk when you come up to her. Our learned history is not good. Or…. You should walk up to her and say something funny/witty about something around you and if you even get a slight smile make sure you have some more things to say. Read it from there. If this girl is used to what I (just slightly above average) am used to or MORE….. if you get a smile and you’re not pushing something sexual or about her aesthetics….you'll make it further. Will she fall in love with you forever? Probably not (at least initially) but even if she walks away when she’s ready and you don’t even know her name….that’s a win for you. You just talked to one woman you were intimidated by and you made some headway. That’s a win.I wish people who thought I was “out of their league” would talk to me. Feels like a person who thinks that way about someone would be much more respectful than what does approach. Good luck. Just do it. If she’s mean then she’s not out of your league. She’s not even in your stadium. You’re better than that.EDIT: why are other commenters saying “even if she’s a fat girl” and telling people to play mind games and then disabling their comments?! This is one reason it’s so hard. This is the S*** we deal with all the time. People trying to outmaneuver a female. We’re not a puzzle or a riddle to overcome. Just be respectful. Be nice. Even to the “fat girls” (that commentary is abhorrent by the way) and these responses most clearly depict why woman are not always very receptive to people approaching.
How can I find out who hacked my cell phone?
If you have software on your phone that is sending data to a third party whom may be spying on you it may or may not be obvious, or it may not even be detectable but is very possible. There are some available options that can be installed on someones smart phone in mere seconds, without any special root access required. One particular application migrates entirely to the phones memory effectively hiding 100% of it’s existence from any prying eyes. And it’s only a one time payment of $70 away from anyone who may want to spy on you.This particular software forwards all your activity to a cloud server to be remotely accessed, voice calls, images and even video streaming in real time using the phone’s camera. The good news in this situation is although you may not be able to detect the software itself, you should be able to see the data itself and the IP it’s going to.What you’ll need:A) Wireshark Packet Sniffing software (open source, free)B) WiFi adapter that allows packet injection /promiscuous mode. Any of these chipsets will work, there are several manufactures that will work. [TP-Link, TP-Win, Alfa. ( I personally recommend the Alfa AWUS036NH $32 new $18 used on amazon)1. Atheros AR92712. Ralink RT30703. Realtek RTL8187LC.) A wifi capable router (an additional router, get at thrift store for a few bucks)How to (Router):Connect the second routers WAN/Internet port to an open LAN port of your current router. If you don’t know how to access the configuration of the second router google is your friend, all routers are different so I can’t prinstructions for the basic setup, a quick google search of the model number should prall the info you’ll need connect it to your current router (default gateway, subnet mask, DNS, WAN IP (will be the gateway IP of the main router) And give it a access point name (like “Pretty Fly For A WiFi” or whatever you think you’re neighbors will enjoy .) and secure password.Are you being spied on?Boot your PC, fire up wireshark and select the WiFi adapter that allows packet injection/pernicious mode “monitor mode” from the list of available options.If it’s the only connected network adaptor it should be obvious look for the data rate/ packet count activity in the list.If you have another wifi or ethernet card running also, there may be a couple showing active data rates, we just want to connect to the second router, not (ALL) or the main router.Now connect your smart phone to the “Pretty Fly For A Wifi” or whatever.At this point Wireshark may be displaying lots of stuff, these are the packets being sent from your phone, don’t worry about most of it, all we need to know is if your phone is sending data to a third party. Your phone should be sending a lot of packets to one IP address , the IP address of your service provider. Other less frequent IPs being connected should be apps connecting to their servers checking messages, sending your location etc.Send a quick email from your phone to someone and you should see it connect on wireshark. Every time you send an email it should show a connection to an IP address. If you have spy software installed you should see the same thing being sent to additional IP numbers. Send a text message, same thing applies, if you see duplicate packets keep going to a second IP you are probably being monitored .
Is it illegal for my boss to fill out the tax papers to tell them how much to take out?
It would be illegal for an employer to fill out a W-4 form for you.However, if you have not signed a W-4 form and given it to your employer, the employer is still required to withhold taxes. If I remember correctly they must do as if you'd filled out the form as single with 0 exemptions.If you want to change what your employer is withholding, you should be able to go to Internal Revenue Service, print out a W-4 form, fill it out and give it to your employer.If after that your withholding doesn't change in a reasonable time (I think they're allowed a couple of weeks), then talk to the IRS.
What is the best way to recruit participants to complete a quick survey on bullying?
I assume that you already have a survey created - fantastic!If you are looking to get responses for that survey, and have already tried your own networks through social, email, survey monkey, etc you can check out Pollfish.(Disclosure, I work there)If you need access to an anonymous, random audience to take your survey, there are a number of benefits:There are over 290M people in the Pollfish survey network - primarily on mobileYou can reach a global audienceYou can target by country, state/region, or even cityYou can enter a screening question to get to just about any audience you wantResults come in real-time, most surveys are completed in a few hoursYou only pay for people who pass your (optional) screening question, and complete the entire surveyCompleted surveys start at just $1. It’s $.50 per surey for other targeting criteria (screening question, age or gender quota)Your first survey is 30% off.Good luck!
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