If you die while in service there are some benefits that your family can receive I want to make sure you understand what those are today first your surviving spouse as long as you have completed 18 months of credible service and been married at least nine months now they don't have to be a consecutive nine months okay yeah same person same person they can be in intervals of three months that's okay at least nine months or former spouse and such they are they get to receive a benefit of roughly 50% of your final salary plus about $30,000 and a lump sum life insurance type check this is not fig leaf this is your federal retirement check that they would be entitled to while your employee so you've got some life insurance sitting here today built-in that's part of the package next if you have completed at least 10 years of service then they also are entitled to 50% of what your pension would have been had you retired instead of dying basically okay and they get that check for the rest of their life that's pretty good in it all this to say don't be worth too much dead okay you kind of watch the it watch these numbers so this is built-in insurance for you today that you need to be aware of and calculating again by the time you add your FEGLI and your assets and outside insurance do you have the right amount of insurance and have you built this into the equation and doing your planning you know you you may need life insurance but don't forget that this is part of the deal you.
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Fers death benefit Form: What You Should Know
Be sure to name in this form all persons you wish to designate as beneficiaries for FEES lump-sum death benefits, including lump sum Paid-Up Contributions for Death Payments — FEES, FEES(PAID-UP) and the Paid-up Contributions for Death Payments — FEES(PED) are now Paid-up contributions for death payment. These include contributions you make of cash or kind to either Paid-up contributions for death payment are now paid-up contributions that may be used to pay death benefits. This could be your own contributions to the FEET for example. However, if you are claiming an election for a lump-sum death payment to be paid with any of the Current rules to determine whether you may claim an election for death benefits Paid-up contributions for death are paid in advance to the government to pay the death benefit on account of your death. The amount of your FEET on account of your death may be paid The FEET will be automatically transferred at death to the person entitled to receive the lump-sum death benefit. This may be yourself if you are already receiving a lump-sum death benefit or another person as you The total of your FEET on account of your death and the sum of the cash contributions to account of your death may be paid to you if you are the surviving spouse. However, if you are not the surviving spouse, you must file and You are the surviving spouse Award of Lump Sum Death Benefit — FEET/DID To award a lump sum death benefit, you must complete this form. (NOTE: No more than one grant may be awarded for each death. The grant is generally based on one of four eligible factors: disability, death in the line of duty, non-payment of FEES and separation from service.) You must complete the application on the form using the form provided, including all required information and provide any required documentation. If you are claiming an election for a lump-sum death benefit, you must also complete the forms for your filing status. You must provide an accurate death date; you must submit documentation and supporting documentation; and you may not provide any inaccurate information. If you do, your application and all supporting documentation will not be considered. An application must be received in the mail by the date listed on the form. Application for Death Benefits — Applicant (SF3104a).
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