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Video instructions and help with filling out and completing fers death benefit form

Instructions and Help about fers death benefit form

If you die while in service there are some benefits that your family can receive I want to make sure you understand what those are today first your surviving spouse as long as you have completed 18 months of credible service and been married at least nine months now they don't have to be a consecutive nine months okay yeah same person same person they can be in intervals of three months that's okay at least nine months or former spouse and such they are they get to receive a benefit of roughly 50% of your final salary plus about $30,000 and a lump sum life insurance type check this is not fig leaf this is your federal retirement check that they would be entitled to while your employee so you've got some life insurance sitting here today built-in that's part of the package next if you have completed at least 10 years of service then they also are entitled to 50% of what your pension would have been had you retired instead of dying basically okay and they get that check for the rest of their life that's pretty good in it all this to say don't be worth too much dead okay you kind of watch the it watch these numbers so this is built-in insurance for you today that you need to be aware of and calculating again by the time you add your FEGLI and your assets and outside insurance do you have the right amount of insurance and have you built this into the equation and doing your planning you know you you may need life insurance but don't forget that this is part of the deal you.